Terms and Condition of service
This terms and conditions are involved in you and Brite Inc. (hereinafter referred to as "Company"), which is applied to the use of the SodaTransfer Service (hereinafter referred to as "Service"). If subscribing for "Service", you shall be deemed to read and agree on all the contents of this terms and conditions. This terms and conditions shall be provided for you in both Korean and English. Please check on whether you understand fully this terms and conditions after reading it carefully before using "Service". If you do not agree on it, you cannot use "Service". 1. Relations with Customers A. "Company" is the one that provides the remittance and settlement service between nations. The SodaTransfer Service is the service operated by Brite Inc. in USA (27848, Red Cloud Rd. Corona, CA 92883). B. Your Personal Information It is very important for the Company to protect your personal information. Please refer to the Privacy Policy regarding the contents of your personal information processing. C. Transaction History You may access to the remittance statement and other information related to your account if you log in to sodatransfer.com and click on the button of "My Page". D. Duplicate Account "Company" has the right to refuse to create a duplicate account of the same user for identification of customers and security. In case of detecting a duplicate account, "Company" has the right to close or merge such a duplicate account without notice. 2. Qualification Requirement for Using "Service" A. Qualifications You should be 18 and over in order to use "Service" provided by "Company". In addition to that, you should be a person who is able to guarantee yourself without the assistance of the third person. The third person should not act in behalf of you. You should go through a customer verification procedure before using "Service". "Company" may ask you documents i.e. a copy of I.D Card issued by the government (Resident Registration Card or Driver License etc.) through various ways like uploading it to the website or sending it by e-mail etc. to verify you. "Company" complies with the obligations of "Know Your Customer" and "Anti Money Laundering & Counter Terrorism Financing" for financial transaction according to the rational methods permitted by the system of each country for which "Company" provides "Service". For this purpose, "Company" has the right to verify the information that you provide through the database of the government and the authorized 3rd agency. B. Verified Customer Record/Customer Record Language In order to use the payment functionality of our application, you must open a "Dwolla Platform" account provided by Dwolla, Inc. and you must accept the Dwolla Terms of Service and Privacy Policy. Any funds held in the Dwolla account are held by Dwolla's financial institution partners as set out in the Dwolla Terms of Service. You authorize us to collect and share with Dwolla your personal information including full name, date of birth, social security number, physical address, email address and financial information, and you are responsible for the accuracy and completeness of that data. You understand that you will access and manage your Dwolla account through our application, and Dwolla account notifications will be sent by us, not Dwolla. We will provide customer support for your Dwolla account activity, and can be reached at https://sodatransfer.com, support@sodatransfer.com and/or +82 70 4349 0013. 3. Usage of "Service" A. Type of Remittance Request I. Based on receiving money: Requesting for remittance after fixing the amount that the recipient will receive. II. Based on sending money: Requesting for remittance after fixing the amount that the sender will send. B. Submission of Remittance Request You should submit an online remittance request using your own user account. Although the information as below is generally required, it depends on countries. Ⅰ. Remittance Currency and Remittance II. Legal Name of Sender III. Copy of ID Card of Sender issued by the Government IV. Identification No. i.e. Sender’s ID V. Residence Information of Sender VI. Contact Number of Sender (mobile phone, or E-mail) VII. Legal Name of Recipient VIII. Bank Account Information of Recipient "Company" will give you a notice about it after completing the remittance request. Please, keep in mind of the fact that your remittance request will be processed after "Company" secures money to be sent to the recipient. "Company" provides different payment methods by nation, and the time required for "Company" to secure the amount to be sent to a recipient is different depending on each payment method, and the time to fix the remittance request is also different according to it. C. Remittance Period The time for the remittance to arrive at the recipient's account varies depending on the country it will take a few hours to a few days. The expected duration is displayed on the remittance request screen. As the above Section 3.B, it is the obligation of "Company" that the money should be deposited in the recipient’s account within ETA. However, "Company" cannot control or guarantee the time that takes in a recipient’s bank or a sender’s bank. In addition to that, the remittance request time is affected by "Company"’s security and customer identification policy. In case of needing an additional investigation or collecting information, the remittance may be delayed. D. Exchange Rate ⅰ. "Company" makes reasonable efforts so that "Service" exchange rate "Company" provides for you corresponds to the mid-market rate used in the global currency market. "Company" does not take any responsibility for the changing part caused by the change of the global currency market after fixing the remittance request. ii. "Company" never acquires any margin or spread according to the exchange rate. The exchange rate you receive exactly corresponds to the exchange rate that your opposite party (a recipient of remittance) sees. iii. "Company" remits a recipient the amount calculated an exchange rate at the time when you request for remittance at sodatransfer.com. If you do not cancel such a transaction within the cancellation time, the money will be sent to the account of the recipient by using a fixed exchange rate even though the exchange rate in global currency market is changed in the interim. iv. If the fluctuation of exchange rate of the transaction currency exceeds 3% per day due to war, war risks, natural disaster, financial crisis, economic crisis or unexpected accidents etc., "Company" may cancel or suspend discretionally a transaction on relevant business day or a transaction between specific point in time for protecting the assets of you and "Company" and providing stable service. E. Recipient’s Wrong Information Please, check the recipient’s information such as recipient’ name, bank name and bank account number etc. that you provide and maintain updated information thereof. In case of delaying, canceling the remittance or wrong sending to the third party due to the wrong information about the recipient that you provide, you are responsible for this. F. Remittance Refusal At the stage of verifying ‘Know Your Customer’ and ‘Anti Money Laundering & Counter Terrorism Finance, "Company" has the right to execute the Enhanced KYC such as requesting for additional information about you regarding suspicious transaction attempt. Furthermore, "Company" has the right to refuse to remit or report to the third financial institutions such as the government and banks regarding suspicious transaction. G. Cancellation You may cancel a transaction within the first 30 minutes from the point in time when you request for remittance. In case of passing 30 minutes after remittance request or in case where the remittance request is already fixed and enters the progress stage, it is impossible to cancel it. H. Refund of Remittance and Fee In case of delaying your remittance or not remitting your money due to the cause of "Company" although there is nothing wrong with information related to the remittance application you provide "Company", "Company" should refund the remittance and fees of the applicable case to you. Provided, however that if it falls under the below, the prescribed refund fee may be issued; I. In case of being impossible to receive due to problems of a recipient’s bank or bank account; II. (Only applying to remittance to Korea) in pursuance of the real name financial transaction system in Korea that requires non-face-to-face real name authentication of the recipient regarding the amount of remittance exceeding 1 million won, in case where the recipient fails to complete it for 14 days from the point in time when the recipient are initially required to verity his/her real-name; and III. In case of delaying the remittance or not remitting money due to other causes of a sender or a recipient. I. Your Obligation You are responsible for the exactness of the remittance request matters you provide. Once "Company" executed the remittance to the recipient at your request, your remittance request cannot be cancelled, and "Company" cannot take any responsibility for the subsequent results such as delay remittance, cancellation and wrong sending to the third party caused by such thing. If there are some problems in the process of your remittance transaction or if the amount isn’t accurately and exactly transferred, you should give a notice at support@sodatransfer.com promptly. You agree that you do not use the service of "Company" for the illegal activity and "Company" has the right to investigate any and all suspicious activities including criminals in the remittance transaction and has the right to report the law violations. When investigating the law violation, "Company" shall hold the right to provide information related to all transaction including personal information. 4. Compliance with Office of Foreign Assets Control(OFAC) All U.S. persons, including U.S. banks, bank holding companies, and non-bank subsidiaries, must comply with OFAC’s regulations. This means that we may institute a hold on your account or your funds, if you are a Specially Designated National, or fall into the scope of a country-based sanction program. 5. Fee "Company" charges you a remittance fee for using "Service". The remittance fee is showed on the screen where the remittance is requested. "Company" does not demand another additional fee other than the fee shown on the screen. Please refer to the Provision H of the Section 3 about the matters of remittance and refund of the fee. 6. Miscellanies A. Other Company’s Service "Company" may make an additional contract with the third financial institution and partners such as banks in each country and a business operator related to settlement etc. in order to provide you with "Service". B. Communication "Company" should provide you with the information about the progress and completion of remittance and other "service" use. Therefore, you agree that "Company" has a communication with you using "Company"’s website or the contact method (e-mail and mobile phone etc.) you provide for "Company". C. Force Majuro In case where "Company" cannot perform its business due to the circumstances beyond the control of this "Company" such as natural disaster, irresistible accident similar to the natural disaster, new regulation of the government or change of laws etc., "Company" doesn’t take responsibility for it. D. Agreement It is agreed that this contract and document shall be put before any other documents between and you. E. Governing Rule and Competent Court The competent court over all disputes and claims caused by "Service" and this contract shall be a court in the Delaware State in USA.
Privacy Policy
FACTS - WHAT DOES BRITE INC. DO WITH YOUR PERSONAL INFORMATION?
WHY?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
HOW?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Brite Inc. chooses to share; and whether you can limit this sharing.
Reasons we can sahre your
personal information
Does Brite Inc. share?
Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes—
to offer our products and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
For our affiliates’ everyday business purposes—information about your transactions and experiences
YES
NO
For our affiliates’ everyday business purposes—information about your creditworthiness
YES
YES
For our affiliates to market to you
YES
YES
For nonaffiliates to market to you
NO
We don't share
To limit our sharing
Call 1-714-944-2173—our menu will prompt you through your choice(s)
Visit us online: www.sodatransfer.com or
Mail the form below
Please note:
If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?
Call 1-714-944-2173 or go to
www.sodatransfer.com
Leave Blank
Mark any/all you want to limit:

- Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

- Do not allow your affiliates to use my personal information to market to me.

- Do not share my personal information with nonaffiliates to market their products and services to me.
name
Address
 
City, State, Zip
[Customer ID]
Mail to:
Brite Inc. 27848 Red Cloud Rd. Corona, CA 92883
Who we are
Who is providing this notice?
Brite Inc. doing business as Brite, the subsidiary and the affiliates.
What we do
How does Brite Inc. protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Brite Inc. collect my personal information?
We collect your personal information, for example, when you:
- Join our website
- apply to transfer
- use your credit or debit card
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes—information about your creditworthiness - affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply only to you unless you tell us otherwise
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with a "Sodacrew" name
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Brite Inc. afficiates do not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include companies, such as facebook, google and financial institutions.
Third Party Services

Brite uses Plaid Inc.("Plaid") to gather your data from financial institutions. By using the Services, you grant Brite and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution. You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy(https://plaid.com/legal)

With third party identity verification services in order to prevent fraud. This allows Brite to confirm your identity by comparing the information you provide us to public records and other third party databases. These service providers may creat derivative data bsed on your personal information that can be used solely in connection with the provistion of identify verification and fraud prevention services. For example:
- We may use Shufti Pro Limited(collectively "Shufti Pro") to verify your identity by determining whether a selfie you take biometric data. Shufti Pro's Privacy Policy, available at https://shuftipro.com/privacy-policy/, describes its collection and use of personal data.